FAQ Housing and Urban Development, Foreclosure

Avoid Foreclosure

AVOID FORECLOSURE

Don't lose your home! Here is some guidance on default and foreclosure prevention.

Recognizing, Avoiding and Reporting Scams
(888) 995-HOPE- foreclosure prevention counseling
HUD approved housing counseling agencies- counseling on buying, renting, defaults, foreclosures, credit issues and reverse mortgages
Legal assistance
Hardest Hit Alabama(877) 497-8182 - temporary mortgage payment assistance for unemployed or underemployed homeowners
Making Home Affordable Refinance and Modification Options
FHA National Servicing Center(877) 622-8525 - for FHA-insured loans only
USDA/RD Home Loan Servicing Center(800) 414-1226 - for USDA-direct loans only; for USDA-guaranteed loans, contact your servicing lender.
VA Foreclosure Alternatives- Atlanta Regional Loan Center (888) 768-2132
Office of Consumer Affairs

https://www.hud.gov/states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania

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