MARYLAND - Montgomery County Real Estate Foreclosures

Data Library Residential and Commercial Foreclosures

Montgomery County, Maryland

http://montgomeryplanning.org/research/data_library/housing/foreclosures/foreclosures.shtm

The Research & Technology Center is Montgomery County's central resource for foreclosure-related data. The center obtains quarterly foreclosure data from the Maryland Department of Housing & Community Development (DHCD) and combines this data with its own property-level information to create detailed databases and digital maps to track foreclosures in Montgomery County. This detailed, property-level data is provided to the Department of Housing & Community Affairs (DHCA), the Housing Opportunities Commission (HOC) and other Montgomery County Government agencies.

The following information is available for general release on this site:

Foreclosure Maps

The following maps show the general location of properties that have gone into foreclosure in Montgomery County since 2007:

  • Foreclosure Auctions*
    2007
    /2008(first two quarters)
  • Real Estate Owned (REO) Properties*
    2007
    /2008(first two quarters)

*For a list of foreclosure-related terms, see below.

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The Foreclosure Process

IMPORTANT CHANGES IN MARYLAND'S FORECLOSURE PROCESS:In the spring of 2008, the State of Maryland's foreclosure law was changed to add protections for the homeowner. One of the most important changes is that thepre-foreclosure period(the time from default to foreclosure sale) has been extended from 15 days to 135 days. The longer pre-foreclosure period gives the homeowner more time to catch up on payments and potentially to avoid foreclosure altogether. The new law requires the lender to accept such payments if they are made at least one business day before the foreclosure sale.

Foreclosure Timeline

  • Click herefor adetailed timeline of Maryland's current 3-stage foreclosure process(including pre-foreclosure, foreclosure, and post-foreclosure events) prepared by the Research & Technology Center in consultation with the Maryland Department of Labor, Licensing & Regulation (DLLR).
  • For acomparison of the old and new foreclosure processes(prepared by DLLR before the new law was adopted),click here.