MILWAUKEE City of Wisconsin $20,000 STRONG Homes Loan Program

Homes Loan Program

Partially Forgivable Loans for Emergency & Essential Home Repairs *

The STRONG Homes Loan Program offers loans of up to $20,000 to owner occupants of 1-4 family properties throughout the City of Milwaukee on a first come, first served basis. Technical assistance will be provided to homeowners under the program to assist with rehabilitation projects.

Basic Qualifications: (Note: additional qualifications apply)

  • Property must be owned and occupied by applicant for at least 12 months prior to applying.
  • Applicant must be current on property taxes
  • Applicant must be current on mortgage and utility payments or on an approved payment plan
  • Household income qualification (see income guidelines below)

    Loans can be used for emergency and essential repairs, including:

    • Abate outstanding building code orders
    • Repair or replace roofing/flashing/gutters if there is an active leak affecting habitable rooms, if homeowner’s insurance has been cancelled due to the need to repair/replace roofing, or if the roof has reached the end of its useful life
    • Repair or replace a non-functioning furnace / boiler (“no heat”)
    • Replace a non-functioning water heater
    • Repair leaking water piping if there are active leaks into habitable rooms, or if sewer gas is entering the home
    • Repair collapsed sewer laterals between house and street tap
    • Repair leaking water laterals between house and stop box
    • Replace lead water lateral lines
    • Repair serious electrical hazards
    • Repair hazardous structural conditions (including failing porches)
    • Repair/replace deteriorating siding, exterior trim or failing exterior paint (on house only)
    • Correct a condition that is a threat to health and safety